In previous discussions members and staff shared valuable insights on safeguarding yourself as a therapist. Whether you’re new to the industry or seasoned, these tips can help you navigate potential risks effectively:
Insights from Our Members:
- Beware of Employment Practices:
- Exercise caution when working at establishments offering student massages or employing non-RMTs. Instances have been reported where unregistered individuals practiced under another practitioner’s name for billing purposes.
- Monitor Your Schedule and Records:
- Regularly check your appointment schedule and compare it against payments received. Keeping detailed records can help you prove your innocence in case of discrepancies or fraudulent claims.
- Be Aware of Insurance Fraud:
- Stay vigilant about insurance fraud schemes. Some therapists have faced accusations due to fraudulent billing practices allegedly involving kickbacks or cash incentives. Maintaining thorough documentation can protect you in such situations.
- Protect Your Professional Information:
- Consider how you share your RMT number and client information. Some therapists only provide stamped receipts to clients to limit exposure, while others manage their billing independently to safeguard their credentials.
- Contractual Protections:
- When entering into employment agreements, ensure clarity on billing practices, income statements (including tips), and commission rates. Protect your interests by understanding the financial terms and how they affect your income and taxes.
- Billing Practices and Independence:
- Understand your rights regarding billing practices. No business should restrict your ability to direct bill for treatments rendered, whether you work in clinics, mobile settings, or from home. Clarify these terms to avoid potential limitations.
Additional Tips for Protection:
- Review Contracts Thoroughly: Ensure any agreements detail how billing under your number is managed and how income, including tips, is reported and paid.
- Change Billing Numbers if Necessary: If you suspect your billing number is being used fraudulently after leaving a place of work, consider changing it to prevent unauthorized use.
- Discuss Payment Structure Clearly: Clarify how you’ll be compensated—whether through commissions, rent, or other arrangements. Understand how these affect your taxes and financial reporting.
Conclusion
These insights and tips from our members aim to empower you with knowledge to safeguard your practice and professional integrity. By staying informed and proactive, you can mitigate risks and focus on delivering excellent care to your clients.