Heads Up: Before You Try That New Technique, Check Your Coverage!

We’ve noticed some clinics offering in-house training on various modalities like hot stone, cupping, spa esthetics, or equipment such as laser therapy and ultrasound. While it’s great to expand your skill set, here’s the catch: not all training is created equal — at least when it comes to your professional liability insurance.

No matter where you picked up that new technique or gadget know-how, if your professional liability insurance doesn’t officially recognize that training, you might be stepping into risky territory. In plain English: if something goes sideways — think accidental injury or client damages — you could be on the hook. That means covering any costs, including legal fees, to defend yourself if someone takes civil action against you.

So, here’s the golden rule: if your training came from an in-house clinic session, hold off on using that modality, technique, or equipment until you’ve confirmed your insurance provider gives it the green light.

For CMMOTA members, getting this sorted is easy — just drop us a line at info@cmmota.com to kickstart the approval process.

Stay sharp, stay covered, and keep those hands safe!